TERMS OF USE

READING AND ACCEPTING THE TERMS OF USE AND READING AND ACCEPTING THE PROVISIONS OF THE PRIVACY POLICY OF THIS WEBSITE ARE REQUIRED CONSIDERATIONS FOR THE WEBSITE GRANTING YOU THE RIGHT TO VISIT, READ OR INTERACT WITH IT.

ALL PERSONS ARE DENIED ACCESS TO THIS SITE UNLESS THEY READ AND ACCEPT THE TERMS OF USE AND THE PRIVACY POLICY.  BY VIEWING, VISITING, USING, OR INTERACTING WITH THIS WEBSITE YOU ARE AGREEING TO ALL THE PROVISIONS OF THE TERMS OF USE POLICY AND THE PRIVACY POLICY OF THIS WEBSITE. 

ALL PERSONS UNDER THE AGE OF 18 ARE DENIED ACCESS TO THIS WEBSITE.  IF YOU ARE UNDER 18 YEARS OF AGE, IT IS UNLAWFUL FOR YOU TO VISIT, READ, OR INTERACT WITH THIS WEBSITE OR ITS CONTENTS IN ANY MANNER.  THIS WEBSITE SPECIFICALLY DENIES ACCESS TO ANY INDIVIDUAL THAT IS COVERED BY THE CHILD ONLINE PRIVACY ACT (COPA) OF 1998.

THE TERMS OF USE AGREEMENT MAY CHANGE FROM TIME TO TIME.  VISITORS HAVE AN AFFIRMATIVE DUTY, AS PART OF THE CONSIDERATION FOR PERMISSION TO VIEW THIS WEBSITE, TO KEEP THEMSELVES INFORMED OF CHANGES. 

PARTIES TO THE TERMS OF USE AGREEMENT

Visitors, viewers, users, subscribers, or cliets, collectively referred to herein as "Visitors," are parties to this agreement.  The website and its owners and/or operators are parties to this agreement, herein referred to as "Website." 

USE OF INFORMATION FROM THIS WEBSITE 

Unless you have entered into an express written contract with this website to the contrary, visitors, viewers, subscribers, or clients have no right to use this information in a commercial or public setting; they have no right to broadcast it, copy it, save it, print it, sell it, or publish any portions of the content of this website.  By viewing the contents of this website you agree this condition of viewing and you acknowledge that any unauthorized use is unlawful and may subject you to civil or criminal penalties.   

OWNERSHIP OF WEBSITE OR RIGHT TO USE, SELL, PUBLISH CONTENTS OF THIS WEBSITE 

The website and its contents are owned or licensed by the website.  Material contained on the website must be presumed to be proprietary and copyrighted.  Visitors have no rights whatsoever in the site content.  Use of website content for any reason is unlawful unless it is done with express contract or permission of the website. 

CONSUMER NOTICE

William J. O'Neil and Mark O'Neil are Registered Representatives of and offer securities products & services through Multi-Financial Securities Corporation, an independent broker/dealer and member FINRA/SIPC.  A broker-dealer, investment advisor, registered representative, or Investment Adviser Representative may only transact business in a state if they are first registered, unless exempt from state broker-dealer or investment advisor registration requirements.  All responses submitted through this website that involve either effecting or attempting to effect transactions in securities, or the rendering of investment advice for compensation, will not be made without first complying with the appropriate registration requirements.

You understand and agree that none of the material presented on oneilfinancial.com is intended to serve as the basis for any financial decision, nor does any of the information found on this site constitute an offer to buy, sell, or hold any security.  Such an offer is made by prospectus only, which we encourage you to read carefully before investing. 

DISCLAIMER FOR CONTENTS OF SITE 

The website disclaims any responsibility for the accuracy of the content of this website. Visitors assume the all risk of viewing, reading, using, or relying upon this information.  Unless you have otherwise formed an express contract to the contrary with the website, you have no right to rely on any information contained herein as accurate.  The website makes no such warranty.

DISCLAIMER FOR HARM CAUSED TO YOUR COMPUTER OR SOFTWARE FROM INTERACTING WITH THIS WEBSITE OR ITS CONTENTS. VISITOR ASSUMES ALL RISK OF VIRUSES, WORMS, OR OTHER CORRUPTING FACTORS. 

The website assumes no responsibility for damage to computers or software of the visitor or any person the visitor subsequently communicates with from corrupting code or data that is inadvertently passed to the visitor's computer.  Visitor views and interacts with this site at his/her own risk.  

DISCLAIMER FOR HARM CAUSED BY DOWNLOADS 

Visitor downloads information from this site at this own risk.  Website makes no warranty that downloads are free of corrupting computer codes, including, but not limited to, viruses and worms. 

LIMITATION OF LIABILITY

By viewing, using, or interacting in any manner with this site, visitor forever waives all right to claims of damage of any and all description based on any causal factor resulting in any possible harm, no matter how heinous or extensive, whether physical or emotional, foreseeable or unforeseeable, whether personal or business in nature. 

LINKS 

As a convenience to our visitors, we may provide links to resources and various websites whose information and content is out of our control.  We make no representations as to the quality, suitability, functionality, or legality of any of the sites in which we may provide links.  By viewing this site, you hereby waive any claim you might have against William J. O'Neil or Mark O'Neil with respect to such sites.

SUBMISSIONS 

Visitor agrees as a condition of viewing, that any communication between Visitor and Website is deemed a submission.  All submissions, including portions thereof, graphics contained thereon, or any of the content of the submission, shall become the exclusive property of the Website and may be used, without further permission, for commercial use without additional consideration of any kind. 

NOTICE 

No additional notice of any kind for any reason is due Visitor and Visitor expressly warrants an understanding that the right to notice is waived as a condition for permission to view or interact with the website. 

CONTACT INFORMATION

contact@oneilfinancial.com

William J. O'Neil and Mark O'Neil

O'Neil Financial

7608 Allen Road,

Allen Park, MI 48101